• At least 3 years of consistent, profitable operations
• Annual profits of $1 million or more in the past year
• Minimum 10% profit margin
• Complete financial transparency – all accounting and tax records available for due
diligence
• A commitment to rapid debt reduction, or no long-term debt
• Privately held companies
• Dedicated management teams committed to long-term success
• Owner(s) with full control over business decisions
• Leaders actively living and leading by biblical principles in business and personal life
• A demonstrated commitment to stewardship and giving back
• Owners who are engaged in CIF’s mission and eager to support other portfolio companies
• Investment range: $250,000 to $2,000,000
• Target returns: 12%+ annualized internal rate of return
• Quarterly dividends: 6% or more of the return expected from dividends
• Equity-only investments – no debt financing
• Minority ownership stakes, with opportunities for board positions, voting rights, and
rights of first refusal for larger investments
• Debt reduction
• Business expansion or new product lines
• Technology upgrades
• Strategic acquisitions
• Working capital for daily operations
• Buyouts for exiting owners
• Long-term equity capital – no exit pressure or short-term demands
• Flexible funding that works like no typical loan or private equity solution
• Join a network of faith-aligned companies and investors
• Build value chains intentionally designed to fuel business growth and impact